Trade Finance

Unlock Working Capital Without Long-Term Debt

Access up to 50% of CIF value on approved shipments. Repay within 30 days of goods release. Asset-backed trade finance built into your shipment lifecycle.

Financing Tied to Real Goods

1. Shipment Verified

Supplier and documentation validated via SmartSource™ verification system

2. Escrow Funded

Initial payment secured through regulated financial partners

3. Financing Activated

Up to 50% CIF deployed against verified shipment value

4. Goods Released

Inventory enters bonded storage or authorized distribution channels

5. 30-Day Repayment

Short, disciplined repayment cycle maintains capital efficiency

Capital Secured by Inventory

Without Structured Finance

Inventory ties up full capital allocation, constraining operational flexibility and limiting growth potential across multiple trade corridors.

Capital Committed
100%

With 11Bay Trade Finance

50% capital preserved for operations while inventory is leveraged responsibly through structured financing mechanisms

Capital Preserved
50%

Disciplined by Design

Financing Cap

Maximum 50% CIF value maintains conservative lending ratios

Short Tenor

30-day maximum repayment cycle ensures liquidity discipline

Escrow-Linked

Deployment tied to regulated escrow release mechanisms

Inventory Monitoring

Bonded warehouse tracking throughout financing period

Corridor Controls

Exposure limits calibrated by trade route risk profiles

Built for Institutional Alignment

Every financed shipment is verified, tracked, and milestone-controlled through bank-grade operational discipline.

Pre-Deployment Verification

  • Supplier identity confirmed through comprehensive screening
  • Customs compliance validated against regulatory frameworks
  • Documentation completeness checked at multiple checkpoints

Active Cycle Management

  • Escrow release conditional on milestone completion
  • Repayment schedule predefined and systematically enforced
  • Continuous inventory position monitoring throughout tenor

Transparent Risk Architecture

Supplier Verification

Multi-layer identity confirmation and performance history analysis through SmartSource™ intelligence platform

Collateral Assessment

CIF value validation against market benchmarks and corridorspecific pricing data

Deployment Control

Funds released only upon escrow confirmation and customs clearance milestone achievement

Repayment Certainty

30-day tenor with predetermined settlement terms and automated collection processes

Integrated Trade Operating System

Trade Finance operates as a financing layer within 11Bay’s comprehensive trade infrastructure, not as a standalone loan product.

SmartSource™ Integration

Financing eligibility automatically assessed using verified supplier networks and compliance data

Bonded Routing

Inventory tracked through regulated storage facilities with full chain-ofcustody documentation

Escrow Coordination

Payment flows synchronized with shipment milestones through regulated financial intermediaries

Corridor-Based Risk Management

Financing parameters calibrated to specific trade route characteristics, ensuring disciplined exposure management across diverse corridor profiles.

Route-Specific Limits

Maximum exposure thresholds set by corridor risk assessment

Customs Compliance

Regulatory alignment verified for each jurisdiction

Transit Duration

Tenor adjusted for typical corridor shipment timelines

Scale Inventory Without Straining Cash Flow

Trade Finance by 11Bay — Corridor-Controlled. Asset-Backed. Time-Bound.

50%

CIF Financing

Conservative loan-to-value ratio

30

Day Tenor

Disciplined repayment cycle

100%

Escrow Protected

Regulated fund deployment

Institutional-Grade Trade Infrastructure

Designed for Treasury Teams

Conservative financing architecture aligned with corporate governance standards and risk management frameworks.

Why Trade Finance Works

  • Preserves working capital for operational priorities
  • Leverages inventory as productive collateral
  • Maintains short-term balance sheet discipline
  • Integrates with existing trade workflows
  • Provides corridor-specific risk controls

Trade Finance operates as an embedded financing layer within the 11Bay trade operating system, providing disciplined capital access without long-term debt obligations.